Home insurance for century‑old houses

Shopping for home insurance for a century‑old house? Don't settle for just one quote. Compare wisely with Gendron Assurance! Our independent brokers help you find the best coverage at the best price.

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Professional insurance services for century‑old houses

Enjoy home insurance tailored to your century‑old house. Our team of experts is here to advise you on the best options to protect your historic residence, whatever its age. We guide you to gather all the information you need to make an informed choice and find the best insurance for your property!

Specialized rebuild‑value appraisal

Heritage‑standard compliance check

Protection against risks from old plumbing

Trust your Gendron broker to support you in your home insurance decisions

Why choose Gendron Assurance for century‑old home insurance?

At Gendron Assurance, we're here to help you insure your century‑old home and protect it properly. Our mission is to offer you the best possible coverage.
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Heritage expertise

We understand the unique needs of Quebec's century‑old and historic homes and know how to assess them properly.

Trusted partner

With us, you can have peace of mind knowing your vintage home is in good hands.

Personalized guidance

We guide you at every step—from getting a quote to managing a claim and securing compensation when needed.

Custom coverage

We present you with insurers that offer coverage tailored to your century‑old home's specific features. We ensure your policy covers every detail, from beams to foundations, so you receive the best compensation in case of damage.

Google Rating

Extremely satisfied customers!

Their experience with us, completely transparent.

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“I have always received excellent service from Gendron Assurance—courteous and human, with truly excellent rates. The service went beyond my expectations, professional with just the right amount of humor when things weren't easy. I recommend the firm 100%!”
Clémence Marien
Review left on Google
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“Great service from Myriam—it was my first time insuring a car, and she was very patient, explained everything clearly, and showed me all the options so I could make the best decision for me. I'm very grateful to her and hope to work with her again next time I need to call.”
Elliot Charest
Review left on Google
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“Impeccable service and exemplary politeness. She returns calls and emails very quickly and took the time to understand the company's needs, both for liability and auto insurance. The process is quite fast, and with such good service there's no need to shop elsewhere—I highly recommend her.”
Frédéric Colette
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How our century‑old home insurance process works?

At Gendron Assurance, we simplify home insurance! Here's how it works:

1. Initial assessment

We start by examining your century‑old house. We assess its value, age, roof and electrical system condition, and structure. We also consider heating systems, fire safeguards, and maintenance history. It's essential to understand these risks to offer you comprehensive coverage that maximizes protection.

2. Quote comparison

Next, we shop around for you among various insurers! We compare quotes from different companies to find the best carrier to protect your property effectively. We ensure your belongings are well covered and that claims—fire, water damage, theft, etc.—are handled smoothly.

3. Coverage customization

This is where we fine‑tune your policy. We adjust necessary coverages so your chosen insurance plan fits your needs perfectly. Whether it's extra water‑damage protection or coverage for specific valuables, we're here to help.

4. Policy finalization

Finally, we do the final review. We ensure your heritage property is well protected against every possibility. We go over details like exterior works coverage and special conditions before finalizing your policy. Once everything is set, you can rest easy knowing your beautiful century‑old home is secured.

Request your century‑old home insurance quote

Do you own a century‑old house in Quebec? We know it's not easy to find the right insurance. At Gendron Assurance, we understand these homes well. We take the time to listen and offer you tailored protection for your unique situation. Fill out our home insurance form today to get your quotes!

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Assurance auto, André Gendron

Frequently asked questions about century‑old home insurance

How can I tell if my house is considered century‑old?

A house is typically considered century‑old if it was built 100 years ago or more. To know the exact age, insurers recommend checking the construction year on municipal assessments, location certificates, or the Quebec land registry. This information is crucial, as historic homes may have structural, electrical, or plumbing quirks that affect insurance needs. Some companies require additional inspections or adjust coverage based on a building's age and condition.

Is it more expensive to insure an older home?

It depends! Century‑old homes can have unique features that influence insurance cost. But don't worry—we'll find the best solution for you and your budget. We'll review your home's condition, renovations, and safety measures—especially fire protection—to offer coverage at a fair price.

What additional coverages can I add for better protection?

For a century‑old house, we often recommend adding specific coverages. Consider water‑damage protection, guaranteed replacement cost, or heritage feature coverage before committing to a policy.

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