Insurance for non-owner occupied properties

Are you renting out your property? We know it isn't always easy to manage remotely. With non-owner occupied insurance, you can relax knowing your investment is protected against the unexpected.

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Professional insurance services for non-owner occupied properties

Do you own a rental building or house? At Gendron Assurance, we help you insure your property and cover the specific risks faced by non-owner occupants. Whether it's a single unit or an entire complex, we're here to guide you and find the best home insurance quote for your investment.

Coverage for tenant-caused damage

Landlord liability protection

Coverage for loss of rent

Coverage for accidental property damage

Trust your Gendron broker to support you in your home insurance decisions

Why choose Gendron Assurance for your non-owner occupied insurance?

We understand the unique challenges of non-owner occupants. That's why we offer tailored protections and service that exceed your expectations.
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Unmatched expertise

Our brokers specialize in non-owner occupied insurance, ensuring you benefit from the best protection.

Personalized service

Every property is unique, and so is our approach. We offer advice tailored to your specific needs.

Comprehensive coverage

We make sure your investment is protected against a wide range of risks, for your peace of mind.

Unbeatable value

We negotiate with top insurers to offer you optimal coverage at the best price.

Google Rating

Extremely satisfied customers!

Their experience with us, completely transparent.

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“I have always received excellent service from Gendron Assurance—courteous and human, with truly excellent rates. The service went beyond my expectations, professional with just the right amount of humor when things weren't easy. I recommend the firm 100%!”
Clémence Marien
Review left on Google
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“Great service from Myriam—it was my first time insuring a car, and she was very patient, explained everything clearly, and showed me all the options so I could make the best decision for me. I'm very grateful to her and hope to work with her again next time I need to call.”
Elliot Charest
Review left on Google
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“Impeccable service and exemplary politeness. She returns calls and emails very quickly and took the time to understand the company's needs, both for liability and auto insurance. The process is quite fast, and with such good service there's no need to shop elsewhere—I highly recommend her.”
Frédéric Colette
Review left on Google

How does our insurance process for non-owner occupied properties work?

At Gendron Assurance, we find custom protection for your non-owner occupied property, hassle-free.

1. Assessment of your situation

We start by fully understanding your specific needs. We discuss your property, tenants, and potential risks so we can propose coverage tailored to your situation.

2. Comparison of coverages

Next, we compare the best options for you with various insurers. We look at coverage for theft, fire, wind damage, water damage, and more. Our goal? To provide you with comprehensive insurance that covers all possible claims.

3. Policy customization

We personalize your policy to fit your needs so you get insurance that's uniquely yours. Want extra protection for your furniture, coverage for sewage backup or overflow? We'll add them. We make sure your policy covers everything, from loss of rental income to damage caused by occupants, no matter the property type.

4. Subscription finalization

Finally, we finalize your subscription. You can get a quote online or by phone. We clearly explain your policy and how you're protected. With us, you're legally compliant and well covered for your rental properties.

Contact us for your non-owner occupied insurance today!

Are you renting out your property and wondering how to protect your rental income? We understand it can be stressful—it's your livelihood! Don't worry, we're here to help you get the right coverage. Fill out our form and receive a personalized quote. We'll help you safeguard your investments and income.

Get your quote today
Assurance auto, André Gendron

Frequently asked questions about non-owner occupied insurance

Should you get non-owner occupied insurance even if the property is vacant?

Yes, it's really important. Even if no one lives there, your property can sustain damage. Think water damage, fire, or vandalism. Depending on the region, it can also face weather events like storms or even earthquake damage.

What does liability coverage cover for property owners?

Liability insurance is your financial shield against bodily injury claims. It protects you if someone is injured on your property or if you accidentally cause damage to others. At Gendron Assurance, we make sure you have the right coverage so you can sleep peacefully without breaking the bank.

What is the difference between non-owner occupied insurance and standard home insurance?

Non-owner occupied insurance is specifically designed for owners who rent out their property or have a vacant property, while standard home insurance covers owner-occupied residences. Non-owner occupied insurance typically provides protections adapted to rental or vacancy risks—like loss of rental income—whereas standard home insurance focuses on protecting personal belongings and occupation-related liabilities.

One contract, less hassle.

Insurance solutions for individuals and businesses, just for you.

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